Comprehensive Disclaimer & Risk Warning for a CFD Trading EA



1. Introduction and Purpose

The information, content, tools, software, and signals provided on the website  www.swisspremiumtrading.ch  (hereinafter "the Website"), including the offered Expert Advisor (EA) for automated trading in Contracts for Difference (CFDs), are for informational and educational purposes only. The content does not in any way constitute investment advice, an investment recommendation, an offer, or a solicitation to buy or sell any financial instruments. The operator of the Website,  Swiss Premium Trading / Christian da Costa  (hereinafter "the Provider"), is not a licensed financial services provider under the terms of applicable regulations such as MiFID II or the German Securities Trading Act (WpHG).


2. High Risk of Loss in CFD Trading – You Can Lose Your Entire Investment

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. When trading CFDs, you are speculating on the price movements of the underlying asset. A relatively small market movement can have a disproportionately large impact on your trading account, which can work both for and against you, leading to significant losses.

Important Notice: A high percentage of retail investor accounts lose money when trading CFDs. You should be aware of all the associated risks and carefully consider whether you can afford to take the high risk of losing your entire invested capital. You should never risk more money than you are prepared to lose completely. CFD trading may not be suitable for all investors. If in doubt, please seek independent financial advice.

3. Specific Risks of Automated Trading (Expert Advisor)

The use of an Expert Advisor (EA) carries additional, specific risks beyond the general risks of CFD trading:

  • Technical Failure: Automated trading is dependent on a stable internet connection, the functionality of the trading platform (e.g., MetaTrader), your computer, and a continuous power supply. Interruptions, latency (delays), or software errors can lead to substantial losses for which the Provider is not liable.
  • Lack of Market Judgment: An EA trades based on pre-defined algorithms. It cannot react to unforeseen market events (e.g., political crises, natural disasters, central bank decisions), changing market conditions, or unusual market volatility (e.g., flash crashes) in the way a human trader could.
  • Backtesting is Not a Guarantee of Future Performance: Historical backtesting results, which may be displayed on the Website, are not a reliable indicator of future performance. Past market conditions (historical data) are never identical to future market conditions.
  • Parameterization and Optimization: The EA's performance is highly dependent on correct parameter settings and continuous adaptation to changing market environments. Incorrect configuration can lead to significant losses. Swiss Premium Trading will run a Full Backtest ever Week to check the best Parameters for the live settings.
  • Over-Optimization (Curve Fitting): There is a risk that the EA has been over-optimized for past data, making it perform poorly in live market conditions.

4. No Warranty or Guarantee of Performance

The Provider gives no warranty regarding the accuracy, completeness, timelines, or quality of the information provided. In particular, no guarantee and no liability is assumed for the profitability, achieved results, or the avoidance of losses through the use of the EA. Any performance figures, if provided, are hypothetical or historical and are subject to the risk that actual results may differ materially. Trading with the EA can lead to financial losses up to the total loss of the invested capital.


5. Limitation of Liability

The Provider shall not be liable for any damages, especially financial losses, arising from the use or inability to use the offered information, from the use of incorrect or incomplete information, or from the use of the Expert Advisor. This limitation of liability shall not apply in cases of intent, gross negligence, injury to life, body, or health, or pursuant to mandatory statutory liability.

The user acts and trades at their own risk and own responsibility.

6. User's Own Responsibility

Each user is solely responsible for understanding the functionality and risks of CFD trading and automated trading before using the EA. The user confirms that they fully understand the mechanics of CFDs and leverage. The user is solely responsible for the selection of the trading platform, the account setup, risk management (e.g., choice of trade size and placement of Stop-Loss orders), and the monitoring of the EA's ongoing trading activity.

7. Always Test the EA on a Demo Account First

It is strongly recommended to test the Expert Advisor exclusively on a demo account before risking real capital. A demo account allows you to test the functionality and performance of the EA under risk-free conditions. Testing should be conducted over a sufficiently long period and under various market conditions.

8. Legal Disclaimer & Jurisdiction

This offering is not directed at persons in countries or jurisdictions where the distribution or use of such content is restricted by law. It is the user's responsibility to ensure they are legally allowed to use such services in their country of residence. Specifically, CFD trading is heavily restricted or prohibited for residents of some countries (e.g., the USA).

9. Final Provisions

By using this Website and/or purchasing or using the Expert Advisor, you acknowledge that you have read, understood, and unconditionally accepted this Disclaimer and Risk Warning in its entirety. If any provision of this agreement is or becomes invalid, the validity of the remaining provisions shall not be affected.

Last Updated:  27.09.2025